Pradhan Mantri Garib Kalyan Package (PMGKP) 2021

Pradhan Mantri Garib Kalyan Package : The Government Of India Has Been On The Forefront Of The Fight Against COVID19 And Has Been Supporting The Efforts Of States And Uts Under The ‘Whole Of Government” Approach. In This Endeavour, The Union Government Had Already Extended The Pradhan Mantri Garib Kalyan Package (PMGKP) Insurance Scheme For Health Workers Fighting COVID-19’ For One Year W.E.F 24.04.2021.

Pradhan Mantri Garib Kalyan Package

Safety Of The Frontline Healthcare Providers Remains The Top Priority Of The Central Government And Therefore The Central Government Had Revived This Insurance Policy For A Period Of One Year So As To Continue To Provide The Safety Net To The Dependents Of  Health Workers, Who Are Deputed To Take Care Of COVID-19 Patients.


Pradhan Mantri Garib Kalyan Package (PMGKP) Insurance Scheme For Health Workers Fighting COVID-19’ Was Launched W.E.F. 30.03.2020 Initially For A Period Of 90 Days To Provide Comprehensive Personal Accident Cover Of Rs. 50 Lakh To All Healthcare Providers, Including Community Health Workers And Private Health Workers Drafted  By The Government For The Care Of Covid-19 Patients And  For Those Who May Have Come In Direct Contact Of COVID-19 Patients And Were At Risk Of Being Impacted By It. The Scheme Is Being Implemented Through An Insurance Policy From New India Assurance Company (NIACL). The Insurance Policy Has Been Extended Twice So Far.


States And Other Stakeholders Had Been Raising The Matter That The Processing Of The Insurance Claims Was Getting Delayed. In Order To Cut Down On These Delays And To Further Streamline And Simplify The Processing Of The Insurance Claims, It Has Been Decided To Start A New System For Approval Of Claims As Per Which The Due Diligence Will Be Done By State Governments At The Level Of District Collector. The District Collector In Each Case Will Be Certifying That The Claim Is In Accordance With Sop Of The Scheme.


The Basis Of This Certificate Of The Collector, Insurance Company Will Approve And Settle The Claims Within A Period Of 48 Hours. Further, For The Sake Of Uniformity And Prompt Disposal, The District Collector Will Also Do Due Diligence And Certify The Claims Even In Case Of Central Government Hospitals/ AIIMS/ Railways Etc.


​The Ministry Of Health And Family Welfare Has Informed All States Governments And UT Administrations About This New System Which Comes Into Effect Immediately.

Insurance Scheme Pradhan Mantri Garib Kalyan Package For Health Workers

The Insurance Scheme Has Been Extended For A Period Of 1 Year (From Its Original Validity Of 90 Days From 30 March 2020) Effective April 20, 2021, To Cover Health Workers Who Are Helping In The Fight Against COVID-19. The Scheme Covers Loss Of Life Due To COVID-19 And Accidental Death On Account Of COVID-19 Related Duty. In Case Of An Eventuality, An Amount Of INR 50 Lakhs Will Be Paid To The Claimant Of The Insured Person.

The Pradhan Mantri Garib Kalyan Package Was Originally Launched Last Year, And Policies Under The Scheme Began From 30th March 2020. All Government Health Centres, Wellness Centres And Hospitals Of Centre As Well As States Are Covered Under This Scheme Approximately 22 Lakh Health Workers Would Be Provided Insurance Cover To Fight This Pandemic. The Government Recently Announced A New Process For Certifying Claims By The District Collector And The Insurance Company Approving And Settling The Claims Within 48 Hours.

Pradhan Mantri Garib Kalyan Package (PMGKP) Benifts

  • Insurance Cover Of Rs 50 Lakh Per Health Worker Fighting COVID-19 To Be Provided Under Insurance Scheme
  • 80 Crore Poor People Will To Get 5 Kg Wheat Or Rice And 1 Kg Of Preferred Pulses For Free Every Month For The Next Three Months
  • 20 Crore Women Jan Dhan Account Holders To Get Rs 500 Per Month For Next Three Months
  • Increase In MNREGA Wage To Rs 202 A Day From Rs 182 To Benefit 13.62 Crore Families
  • An Ex-Gratia Of Rs 1,000 To 3 Crore Poor Senior Citizen, Poor Widows And Poor Disabled
  • Government To Front-Load Rs 2,000 Paid To Farmers In First Week Of April Under Existing PM Kisan Yojana To Benefit 8.7 Crore Farmers
  • Central Government Has Given Orders To State Governments To Use Building And Construction Workers Welfare Fund To Provide Relief To Construction Workers

Pulses: To Ensure Adequate Availability Of Protein To All The Above-Mentioned Individuals, 1 Kg Per Family, Was To Be Provided Pulses According To Regional Preferences. These Pulses Were To Be Provided Free Of Cost By The Government Of India.

The ‘Pradhan Mantri Garib Kalyan Package’ Announced On The Second Day Of The Lockdown By Finance Minister Nirmala Sitharaman For The Poor And Needy, To Benefit Daily Wage Workers To Fight Against Economic Distress.

Pradhan Mantri Garib Kalyan Package Click Here

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Updated: August 4, 2021 — 5:20 am

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